Loans

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Member Rewards Loyalty Program
The Columbus United FCU is where it is today because of the dedication and loyalty of our member-owners. We recognize members have financial choices and we appreciate their faith in us. To reward members for their loyalty we've established a member Rewards Loyalty Program. Save up to 50 basis points on your next consumer loan. Here's how:
  • Save 25 basis points off your next loan if you have an existing loan with us.
  • Save 25 basis points off your next loan if you have an active Checking Account that has been opened for a minimum of 60 days.
Fast Funds
We all have unexpected expenses. A Fast Funds Loan can help with those expenses...FAST! With a Fast Funds Loan you borrow $500 and take up to 60 days to pay.*
  • CUFCU Member for a minimum of 60 days
  • Must be 19 years of age or older
  • Current paystub required
  • No Credit Check!
  • * APR effective as of 10/1/2007 for 60 Day loan term.  Estimated payment on 60 Day loan at 5.00% APR = $504.18.  $25.00 application fee.  Other restrictions apply, see Loan Officer for details.

 

Accel Financial Counseling and Education

As a valued member and as a benefit of your credit union, you now have free access to Accel, a comprehensive financial counseling and education program.
The Accel Financial Counseling program offers you and your family the opportunity to receive free and confidential assistance with:

  • Personal & Family Budgeting
  • Understanding Your Credit Report
  • Achieving Financial Goals
  • Personal Money Management
  • Debt Repayment Program

 

Vehicle Loans
We've been making vehicle loans since we opened our doors over 55 years ago. Columbus United FCU's competitive rates and terms make the dream of owning your own auto, RV or cycle a reality.
  • New Auto
  • Used Auto
  • Classic Auto
  • Recreational Vehicle
  • Motorcycle
  • Off-Road Vehicles
  • Terms up to seven years
  • Discounts available with Member Loyalty Rewards Program
  • Payments made easy with Payroll deduction or Direct Deposit
Consumer Loans
We understand that our members have other borrowing needs. That's why we offer more than just one type of consumer loan, so you'll be sure to find the right loan with the right term at competitive rates.
  • Personal Loans
  • Boat Loans
  • Computer Loans
  • Share Secured Loans
  • Discounts available with Member Loyalty Rewards Program
  • Payments made easy with Payroll deduction or Direct Deposit
Real Estate Loans
Mortgage Loan Application
When it comes to Real Estate Lending, we can do it all! Let our loan experts help you with your HOMEwork! We can help tailor a Real Estate Loan that is flexible and meets your needs. We can provide a one-time loan for a specific project or establish a line of credit that you access as the need arises.
  • Purchase: For your first home, a move up or just a change of address
  • Refinance: Consolidate debt, lower your rate or get cash.
  • Construction: From the ground up...
  • Investment: Purchase or refinance of non-owner occupied rental property
  • Home Equity: To help pay college, purchase an auto, a dream vacation...
  • Home Improvement: You name it.siding, garage, new kitchen or office. The possibilities are endless.
  • Home Equity Line of Credit (HELOC): Ready cash for any purchase.
  • Mortgage Loans