Rates

The Board of Directors of Columbus United Federal Credit Union has approved the following as anticipated dividend rates effective

February 1, 2012. (Fees may reduce earnings on accounts.)

APY = Annual Percentage Yield.

Savings Accounts

Savings Calculator
Account Type Min Balance Dividend Rate APY
Regular (compounded quarterly) $0.00 and up .14% .15%
High Yield (compounded monthly)

$0.00 to $999
$1000 to $9,999
$10,000 to $24,999
$25,000 to $49,999
$50,000 to $99,999
$100,000 and up

.04%
.19%
.34%
.49%
 .64%
 .84%

.05%
.20%
.35%
.50%
.65%
.85%

Checking Account, Christmas Club, Vacation Club

Compounded Monthly
Account TypeMin BalanceDividend RateAPY
Christmas $0.00 .09% .10%
Vacation $0.00 .09% .10%
Premier Checking $0.00 .14% .15%

IRA Savings

Compounded Monthly
Min Balance Dividend Rate APY
$0.00 .84% .85%

Health Savings Account (HSA)Checking

Compounded Monthly

Min Balance Dividend Rate APY
$0.00 .24% .25%

Share Certificates**

(Rates effective August 29, 2011)
Terms up to: Minimum Balance Dividend Rate APY
3 months $500.00 .34% .35%
6 months $500.00 .39% .40%
12 months $500.00 .49% .50%
18 months $500.00 .69% .70%
24 months $500.00 .99% 1.00%
36 months $500.00 1.19% 1.20%
48 months $500.00 1.73% 1.75%

**Rates are subject to change, dividends compound quarterly, early withdrawal penalty of 90 days dividend, automatic renewal with 10-day grace period, renewal rates not yet determined but available on maturity date by calling 402.563.4597.
For additional information concerning dividend rates, deposit products or any other services, please call or stop in your Credit Union today!

IRA Certificate Savings-12 month

Compounded Quarterly
Min Balance Dividend Rate APY
$500.00 1.09% 1.10%

Loan Rates

(Effective January 3, 2012) Rates may vary from the listed rates and are determined by your credit performance.
Loan Applications
New Autos (2012)
Terms up to: APR
60 months as low as 4.75% Calculator
72 months as low as 5.25% Calculator
     
 
Used Autos (2010 - 2011)
Terms up to: APR
60 months as low as 5.00% Calculator
72 months as low as 5.50% Calculator
 
Older Autos (2006 thru 2009)
Terms up to: APR
48 months as low as 5.50% Calculator
60 months as low as 6.00% Calculator
 
Older Autos (2001 & Older)
Terms up to: APR
36 months as low as 8.30% Calculator
Classic Autos
Terms up to:   APR
36 months   as low as 7.25% Calculator
48 months   as low as 7.25% Calculator
 
Motorcycles
Terms up to: APR
New 60 months as low as 8.00% Calculator
Used 60 months as low as 8.50% Calculator
 
Recreational Vehicles
Terms up to: APR
New 60 months as low as 9.00% Calculator
Used 60 months as low as 9.75% Calculator
 
Boats
Terms up to: APR
New 60 months as low as 9.00% Calculator
Used 48 months as low as 10.00% Calculator
 
Computer
Terms up to: APR
36 months as low as 9.00% Calculator
 
Credit Builder      $1,200.00
Term APR
12 months 12.00% Calculator
Fast Funds      $500.00
Term APR
60 Days 15.00% Calculator

Personal
Terms up to: APR
36 months as low as 9.00% Calculator

Real Estate Loans

Mortgage Loan Applications
Home Equity/Home Improvement (Fixed)
Terms up to: APR
Up to 84 months 5.25% Calculator
     
 
Home Equity Line-of-Credit (Variable)
Terms up to: APR
60 months 2.625 %* Calculator
*Rate is adjusted every 6 months
 
Construction
Terms up to: APR
12 months 5.00% Calculator
 
Balloon Loan (owner-occupied) (maximum 30 year amortization)
Terms up to: APR
84 months 5.50% Calculator
 
Adjustable Rate Mortgage (ARM) Owner- Occupied
Terms up to: APR
360 mo max Call for Rates ** Calculator
**Rate is adjusted annually on anniversary date
 
Fixed Rate
Terms up to: APR
360 mo max *** Calculator
***Rate is quoted daily, call for latest rate
Note: Rates are subject to change without notice and some fees may apply. Please call for latest information.