Rates
The Board of Directors of Columbus United Federal Credit Union has approved the following dividend rates effective
July 1 , 2008. Fees may reduce earnings on accounts.
APY = Annual Percentage Yield.
Savings Accounts |
| Savings Calculator
|
| Account Type |
|
Min Balance |
| Dividend Rate |
| APY |
| Regular (compounded quarterly) |
| $0.00 and up | |
.64% |
|
.65% |
| High Yield (compounded monthly) | | $0.00 to $999
$1000 to $9,999
$10,000 to $24,999
$25,000 to $49,999
$50,000 to $99,999
$100,000 and up
| |
0.49%
0.99%
1.73%
1.98%
2.23%
2.72%
|
|
0.50%
1.00%
1.75%
2.00%
2.25%
2.75%
|
|
|
Checking Account, Christmas Club, Vacation Club Compounded Monthly |
| Account Type | | Min Balance | | Dividend Rate | | APY |
| Christmas | | $0.00 | | .49% | | .50% |
| Vacation | | $0.00 | | .49% | | .50% |
| Premier Checking | | $0.00 | |
.89% |
|
.90% |
|
|
IRA SavingsCompounded Monthly |
| Min Balance | | Dividend Rate | | APY |
| $0.00 |
|
2.97% |
|
3.00% |
|
|
Share Certificates**
(Rates effective July 3, 2008) |
|
| Terms up to: | | Minimum Balance | | Dividend Rate | | APY |
| 3 months |
|
$500.00 |
|
2.33% |
|
2.35% |
| 6 months | | $500.00 | |
2.63% |
|
2.65% |
| 12 months | | $500.00 | |
2.72% |
|
2.75% |
| 18 months | | $500.00 | |
2.82% |
|
2.85% |
| 24 months | | $500.00 | |
2.97% |
|
3.00% |
| 36 months |
|
$500.00 |
|
2.97% |
|
3.00% |
| 48 months |
|
$500.00 |
|
2.97% |
|
3.00% |
**Rates are subject to change, dividends compound quarterly, early withdrawal penalty of 90 days dividend, automatic renewal with 10-day grace period, renewal rates not yet determined but available on maturity date by calling 402.563.4597.
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| For additional information concerning dividend rates, deposit products or any other services, please call or stop in your Credit Union today!
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IRA Certificate Savings-12 monthCompounded Quarterly |
| Min Balance |
|
Dividend Rate |
|
APY |
| $500.00 |
|
2.48% |
|
2.50% |
|
|
Loan Rates(Effective May 12, 2008)
Rates may vary from the listed rates and are determined by your credit performance.
Loan Applications |
| New Autos (2008) |
| Terms up to: | | APR | | |
| 60 months |
|
as low as 6.25% |
| Calculator |
| 72 months |
|
as low as 6.50% |
| Calculator |
| |
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| |
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| |
| Used Autos (2006 - 2007) |
| Terms up to: | | APR | | |
| 60 months |
|
as low as 6.55% |
| Calculator |
| 72 months |
|
as low as 6.80% |
| Calculator |
|
|
| |
| Older Autos (2002 thru 2005) |
| Terms up to: | | APR | | |
| 48 months |
|
as low as 6.80% |
| Calculator |
| 60 months |
|
as low as 7.05% |
| Calculator |
|
|
| |
| Older Autos (2001 & Older) |
| Terms up to: |
|
APR |
|
|
| 36 months |
|
as low as 8.30% |
|
Calculator |
|
| |
| Classic Autos |
| Terms up to: | | APR | | |
| 36 months | |
as low as 8.50% |
| Calculator |
| 48 months | |
as low as 8.50% |
| Calculator |
|
|
| |
| Motorcycles |
| | Terms up to: | | APR | | |
| New | | 60 months | |
as low as 8.50% |
| Calculator |
| Used | | 60 months | |
as low as 9.00% |
| Calculator |
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|
| |
| Recreational Vehicles |
| | Terms up to: | | APR | | |
| New | | 60 months | |
as low as 9.50% |
| Calculator |
| Used | | 60 months | |
as low as 10.35% |
| Calculator |
|
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| |
| Boats |
| | Terms up to: | | APR | | |
| New | | 60 months | |
as low as 9.35% |
| Calculator |
| Used | | 48 months | |
as low as 10.35% |
| Calculator |
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| |
| Computer |
| Terms up to: | | APR | | |
| 36 months | |
as low as 9.50% |
| Calculator |
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| Fast Funds $500.00 |
| Term |
|
APR |
|
|
| 60 Days |
|
5.00% |
|
Calculator |
|
|
| Personal |
| Terms up to: | | APR | | |
| 60 months | |
as low as 9.50% |
| Calculator |
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Real Estate Loans
Mortgage Loan Applications |
| Home Equity/Home Improvement (Fixed) |
| Terms up to: | | APR | | |
| Up to 84 months |
|
6.25% |
| Calculator |
| |
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| Home Equity Line-of-Credit (Variable) |
| Terms up to: | | APR | | |
| 60 months | |
4.50 %* |
| Calculator |
| *Rate is adjusted every 6 months |
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| |
| Construction |
| Terms up to: |
|
APR |
|
|
| 12 months |
|
5.80% |
| Calculator |
|
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| |
| Balloon Loan (owner-occupied) (maximum 30 year amortization) |
| Terms up to: | | APR | | |
| 84 months |
|
6.25% |
| Calculator |
|
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| |
| Adjustable Rate Mortgage (ARM) Owner- Occupied |
| Terms up to: | | APR | | |
| 360 mo max | |
4.50%** |
| Calculator |
| **Rate is adjusted annually on anniversary date |
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| Fixed Rate |
| Terms up to: | | APR | | |
| 360 mo max | | *** | | Calculator |
| ***Rate is quoted daily, call for latest rate |
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| Note: Rates are subject to change without notice and some fees may apply. Please call for latest information. |
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