Checking

Basic Checking
The Basic Checking Account is designed to work hard for the member who needs a checking account that takes care of basic day-to-day business.
  • $25.00 minimum deposit to open account
  • First order of checks FREE
  • No monthly service fee
  • No minimum balance requirement
  • No per check charge
  • Convenient Access Service available (VISAź Check Card, Home Financial Services and Touch Tone Teller, Classic BillPay-e)
  • Easy to Save---deposit in person, through the mail, Payroll Deduction or Direct Deposit
  • Save 25 Basis Points off your next loan with Member Loyalty Rewards
Premier Checking
Our Premier Checking Account is perfect for the member who uses their checking account as a financial management tool that helps satisfy other financial needs.
  • $25.00 minimum deposit to open account
  • First order of checks FREE
  • Earn dividends with no minimum balance required
  • Dividends compound monthly
  • No monthly service fee when $300 minimum balance is maintained
  • No per check fee
  • Convenient Access services available (VISAź Check Card, Home Financial Services and Touch Tone Teller, Classic BillPay-e)
  • Use Columbus United FCU-owned ATMs free of charge
  • Quarterly Discounts on Loan and Savings products/services
  • Easy to Save---deposit in person, through the mail, Payroll Deduction or Direct Deposit
  • Save 25 Basis Points off your next loan with Member Loyalty Rewards
Health Savings Checking Account
A Health Savings Checking Account is an alternative to traditional health insurance; it is a product that offers a different way for you to pay and save for your health care. This account enables you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.*

You must be covered by a High Deductible Health Plan (HDHP) to be able to take advantage of a Health Savings Checking Account. You own and control the money in your Health Savings Checking Account. You can use the funds in your account to pay for current medical expenses, including expenses that your insurance may not cover, or save the money in your account for future needs.
  • $25.00 minimum deposit to open account
  • No Annual Fee
  • $2.00 Monthly Maintenance Fee
  • Free Visa Check Card
  • Free First Order of Checks
  • Dividends compound monthly

*Not intended as tax advice. Please consult a tax professional.


VISAź Check Card
Our VISAź Check Card is a convenient tool to access your checking account without writing a check. Use your card to make purchases and withdraw funds from an ATM. VISAź cards are accepted in 150 countries at more than 20 million locations including more than 855,000 ATMs.
  • No service fee
  • Initial card issued at no-cost to member (fee imposed for lost, compromised or damaged cards)
  • Detailed listing of all transactions on monthly account statement
  • Doubles as an ATM card
  • Fraud Watch and Verified by Visa Protection
Payroll Deduction
Payroll deduction is a safe, convenient service that allows members to direct a portion of their payroll check to Columbus United FCU savings and loan accounts. It's a great way to make saving easier and loan payments hassle free.
  • No service fee
  • Deposits/Payments are made automatically
  • No minimum deposit/payment amount
  • Amounts can be changed at any time
  • Available to all employees of Select Employers Groups (SEGs)
Online Bill Pay
Online Bill Pay is your credit union's electronic bill payment solution.  Bill Pay will enable you to pay all your bills electronically and forget about    old-fashioned check writng .  This "pay anybody" bill pay product is user friendly and fast.  Classic BillPay-e is not only a product designed to save you time, its also FREE with your credit union checking account.
  • Free service with credit union checking account, enrollment is necessary
  • "Pay anybody"...credit cards, mortgage, even your babysitter
  • Unlimited transactions
  • Schedule single or recurring payments
  • Change or stop payments
  • View payment history
  • Toll-free customer support phone number
Direct Deposit
With Direct Deposit, you are able to have your entire paycheck electronically deposited into your account. Direct Deposit eliminates standing in line, lost or stolen checks, and mail delays. Direct Deposit is a convenient, fast way to deposit payroll, Social Security, government and retirement checks into your credit union account.

Touch Tone Teller
Your credit union accounts are as close as your touch tone telephone. Touch Tone Teller gives you access to account information 24-hours a day, seven days a week to check balances, transfer funds and make loan payments. This free service is provided by the credit union, but enrollment is necessary.

Home Financial Services
Home Financial Services (HFS) is an internet-based financial service. From the comfort of your home or from any computer with internet access, the credit union is at your fingertips and open 24 hours a day.
  • Free service, enrollment is necessary
  • Check account balances
  • Review deposits and withdrawals
  • View check images (90 days)
  • Balance your checkbook
  • Transfer money or make loan payments
  • View 90 day account history
  • Print account history
  • Download data to Microsoft Money and Quicken
  • FREE Online Bill Pay (enrollment necessary)
  • FREE e-Statements (enrollment necessary)
  • Calculators
  • Loan Applications